About Us
I'm Lois Holder, and I believe everyone deserves a trusted guide when buying a home.
At Keyholder Mortgages, you’ll find advice that’s clear, caring, and built around you.
With over 30 years of experience in the financial industry, I’m passionate about helping people feel confident and supported as they make some of life’s biggest financial decisions.
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Buying a property can often feel overwhelming — but it doesn’t have to be. I’m here to walk you through the process step-by-step, offering clear, tailored advice and a level of personal service that makes you feel right at home. My goal is to ensure that whenever you need mortgage or protection advice, Keyholder Mortgages is the first name you think of — today and for years to come.
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My journey began in 1990 at Abbey National (now Santander), where I worked as a mortgage adviser across branches in London, Essex, and Suffolk.
After taking time in 2012 for the important role of raising my family, I returned to financial services in 2017 with Essex Lending Solutions, bringing with me even more dedication and perspective.
In 2022, I founded Keyholder Mortgages Ltd — a place where genuine care, professional expertise, and personal service come together. I’m proud to offer my clients advice they can trust and a relationship they can rely on, built on honesty, experience, and a genuine passion for helping people unlock their dreams.
I look forward to helping you open the door to your next chapter.
Becky James
I highly recommend using Lois at Keyholder for all your mortgage needs. She is approachable, bubbly and most of all really knows her stuff when it comes to getting her clients the best deals and products. She makes what is often a daunting and arduous process into one that is simple and achievable. I always feel like I'm in safe hands with Lois.
Tunde Nage
I am very happy with the service I had. Lois is kind and helpful, and after visiting quite a few mortgage advisers she found the best deals that nobody even mentioned before her. With her help the stressful time of trying to find a suitable mortgage went very smoothly. I am forever grateful to her. If I could give her more stars i would most definitely would.
Jon Baldwin
Lois is everything you could ask for in a broker: a great communicator with a vast knowledge of the mortgage and protection market, who offers excellent value for money. She also happens to be a thoroughly decent, genuine human being who I was only too happy to trust with the biggest investment of my life.