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About Us

Lois Holder. CeMap 1,2 & 3
Founder & CEO

Making Your Vision a Reality.
Mortgage Adviser in Belchamp St Paul, on the Essex/Suffolk border.

Hi, my name is Lois Holder and I am the director of Keyholder Mortgages.

I have worked within the financial industry for over 30 years and enjoy the challenges and rewards that each day brings.
Purchasing a property can be a daunting experience and I am here to guide you through the process ensuring you receive the best advice and a high level of service that will make sure that keyholder mortgages will be your first port of call should you require any Mortgage or protection advice in the future.

I started my career at Abbey National (now Santander) in 1990 and worked as a mortgage adviser within many of their branches in both London and Essex/Suffolk.

I had a career break in 2012 to spend time raising my family and returned as a mortgage and protection advisor with Essex Lending Solutions in 2017.

2022 saw the beginning of Keyholder Mortgages Ltd and I look forward to continuing to provide my clients with the high level of professional and personal level of advice and service that I strive for.


Becky James

I highly recommend using Lois at Keyholder for all your mortgage needs. She is approachable, bubbly and most of all really knows her stuff when it comes to getting her clients the best deals and products. She makes what is often a daunting and arduous process into one that is simple and achievable. I always feel like I'm in safe hands with Lois.

Tunde Nage

I am very happy with the service I had. Lois is kind and helpful, and after visiting quite a few mortgage advisers she found the best deals that nobody even mentioned before her. With her help the stressful time of trying to find a suitable mortgage went very smoothly. I am forever grateful to her. If I could give her more stars i would most definitely would.

Jon Baldwin

Lois is everything you could ask for in a broker: a great communicator with a vast knowledge of the mortgage and protection market, who offers excellent value for money. She also happens to be a thoroughly decent, genuine human being who I was only too happy to trust with the biggest investment of my life. 
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