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Welcome to Keyholder Mortgages.
Based in Belchamp St Paul on the Essex/Suffolk border, we offer friendly and professional Mortgage and Protection advice to clients across the UK.


Whether you are a first time buyer making those first steps, looking to move property, purchase a buy to let or retired and looking to release equity from
your home, we would be happy to discuss and guide you through the process.

We access the whole of the UK market to get you the absolute best mortgage and protection plans available in the marketplace.

For a free informal chat, please call 07867728632 or schedule an appointment below and we can book a time to discuss by phone, in person or via Zoom.

We look forward to speaking with you.

Learn More


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About Us

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My name is Lois Holder and I have been in the financial sector for over 30 years and I welcome you to Key Holder Mortgages.

I can guide you through the Mortgage process and advise you on the best products across the market that suit your individual needs.

During our initial conversation, I will listen to you explain exactly what your requirements are and then advise the best way forward for your plan.

I can advise and guide you through the process and what the next steps entail.
If you then would like to proceed, we can arrange a formal appointment to take the application through to a mortgage in principal, allowing you to proceed with your purchase.
For this consultation, there is a £250 fee.
I look forward to working with you.





Experience You Can Trust

Cottage House



Lifetime Mortgages

We will search through100's of providers to get you the best mortgage offer available.

From critical sickness cover to life insurance.
We can search hundreds of providers to find you the policy that suits you best.


A lifetime mortgage is a form of equity release that allows homeowners to borrow money against the value of their home while retaining 100% ownership of the property. You can receive the money as a lump sum or in monthly instalments.

Book a Consultation


Emma Louise

Lois made the impossible, possible and we now have our beautiful new home. She was there every step of the way, is so helpful, such a lovely person. We are forever grateful, we quite literally couldn't have done it without you! I'm sure we will be back again in the future!


Get in Touch

Pauls Farmhouse, Church Street, Belchamp St Paul, Essex CO10 7DJ  /  Tel. 07862 145000

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