Blog

Mortgage advice blog

Plain answers to the mortgage questions we're asked most, from CCJs and defaults to self-employed income, written by Harry Mansell, CeMAP.

Can you remortgage with bad credit?

Can you remortgage with bad credit?

Can you remortgage with bad credit?Harry Mansell
Published on: 09/11/2026

Can you remortgage with bad credit? It can be possible, with your lender or a new one. How equity, extra borrowing and your credit file affect it.

Can You Get a Mortgage with Defaults?

Can You Get a Mortgage with Defaults?

Can You Get a Mortgage with Defaults?Harry Mansell
Published on: 02/11/2026

Can you get a mortgage with defaults? It can be possible. Lenders look at their date, size, whether they're satisfied and your wider credit file.

How Long After a CCJ Can You Get a Mortgage?

How Long After a CCJ Can You Get a Mortgage?

How Long After a CCJ Can You Get a Mortgage?Harry Mansell
Published on: 27/10/2026

How long after a CCJ can you get a mortgage? Sometimes straight away. Lenders look at its date, value, reason and your wider credit file. Book a free call.

Talk it through with a specialist

Book a free, no-obligation call with Harry. He'll look at your situation and explain your options in plain English.