Can you remortgage with bad credit?
Can you remortgage with bad credit? It can be possible, with your lender or a new one. How equity, extra borrowing and your credit file affect it.
Plain answers to the mortgage questions we're asked most, from CCJs and defaults to self-employed income, written by Harry Mansell, CeMAP.

Can you remortgage with bad credit? It can be possible, with your lender or a new one. How equity, extra borrowing and your credit file affect it.

Can you get a mortgage with defaults? It can be possible. Lenders look at their date, size, whether they're satisfied and your wider credit file.

How long after a CCJ can you get a mortgage? Sometimes straight away. Lenders look at its date, value, reason and your wider credit file. Book a free call.
Book a free, no-obligation call with Harry. He'll look at your situation and explain your options in plain English.