Do I Need Life Insurance? Local Broker Answers Top Questions

Do I Need Life Insurance? Local Broker Answers Top Questions

It’s not always easy to talk about, but life insurance can offer vital protection for your loved ones. Here are answers to some of the top questions we hear at Keyholder Mortgages:

• Who needs life insurance?
  Anyone with dependents, a mortgage, or shared financial commitments should consider it. If your family relies on your income, insurance can provide financial security in the worst-case scenario.

• What types are there?
  There are several types of life cover: term life (for a set period), whole of life (lasting your lifetime), decreasing cover (linked to your mortgage), and family income benefit (regular monthly payouts). We’ll explain each option clearly so you can choose the right one.

• How much cover do I need?
  This depends on your mortgage balance, children’s ages, income, and other commitments. We help clients calculate the right level of protection—without overspending.

• Is it expensive?
  Many people overestimate the cost. In reality, cover can start from just a few pounds a month. With our access to the whole market, we’ll find you the most competitive rates.

Customer Pain Points:

• "I want to protect my family but I’m unsure what’s best."

• "Comparison sites left me more confused than before."

• "I’ve been declined before and don’t know where to turn."

SEO Tip for Readers: If you’re searching for life insurance broker in Essex or Suffolk, Keyholder Mortgages provides clear, independent advice tailored to your needs.

Protect what matters most.

Speak to Lois today about affordable, tailored life cover that fits your life—and your budget.

Book your Free Discovery call here